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There are many options to help consumers and businesses struggling with debt and trying to manage their everyday finances, cash flow and credit.  Here are some of our recommendations, as well as a brief description of each program and how they may be able to assist you while you are struggling with your debt, trying to avoid bankruptcy and attempting to repair your credit.  These are simply recommendations, products that we believe in, and that have proven to work for many consumers and business owners alike.

Avoid Chapter 11 and Chapter 7 Corporate Bankruptcy.

Federal bankruptcy laws govern how companies go out of business or recover from crippling debt. A bankrupt company, the "debtor," might use Chapter 11 of the Bankruptcy Code to "reorganize" its business and try to become profitable again. Management continues to run the day-to-day business operations but all significant business decisions must be approved by a bankruptcy court.

Under Chapter 7, the company stops all operations and goes completely out of business. A trustee is appointed to "liquidate" (sell) the company’s assets and the money is used to pay off the debt, which may include debts to creditors and investors.

In the commercial debt counseling program, you are in control. Your assets such as inventory, bank accounts, and equipment are protected from day one. You decide how much you can afford on a monthly basis to put toward your creditors instead of a court-appointed trustee. Creditors are prioritized and critical suppliers are kept providing the materials that you need to keep your doors open and payments and reductions are negotiated with the others.

Commercial Debt Counseling is the best solution for your company with regards to business debt in comparison to doing nothing or filing bankruptcy.

We recommend that you get a free and expert commercial debt counseling to restructure your company’s business debts.

MyCorporation will help you save     

My Corporation helps business owners get their corporations set up correctly, which can impact a small business owners’ credit over the long run.  My Corporation also offers trademark searches and applications, copyright registrations, DBA registrations, registered agent services and many more products that help customers protect and maintain the legitimacy of their businesses.

"I think when you spread the wealth around, it’s good for everybody." - Barack Obama. Get Started Now!

Grant Connect can help you find over 15 BILLION in available government grant programs that can assist small businesses.

We can show you how you could be eligible for FREE Governement grant money at GrantMasterCD.com

Grant Master CD can assit you with tapping into government grant programs.  There are grants out there to assist small business owners, Grant Master CD can help you find the right one that you can successfully apply for.

Click here for Lexington Law

Lexington Law helps consumers remove negative items from their credit reports, and also assists consumers with improving credit scores to quality for a big ticket purchase, such as a home loan.   Your credit report determines a great deal of your financial future, see how Lexington Law can assist you.

Click here for CuraDebt 

CuraDebt offers consumers Debt Settlement Services, Debt Negotiation Services and Debt Consolidation Services.  CuraDebt has a proven track record, and is a respected consumer debt settlement company, and is a member of the BBB.

 Click here for Care One Credit 

Care One Credit Counseling is nationally recognized for their services that truly lead the industry in helping consumers get out of debt the smart way.  If you are overwhelmed by debt, Care One wants you to know that you are not alone, they have helped almost 5 million people in your situation and want to help you.

The Credit Exchange is the world’s leading debt consolidation and credit services program for consumers online.

Safe Online Cash provides customers with a quick and easy process to apply for a payday loan. The goal is to make it as simple as possible for customers.  While we do not want to advocate recklessly adding debt to your current financial situation, there are times that consumers are in need of a payday loan to cover emergency expenses.  Safe Online Cash makes that easy, convenient, secure and discreet.

The Silver Prepaid MasterCard provides a legitimate bank alternative to the millions of consumers who cannot get a credit card, who do not wish to accumulate debt on a credit card, consumers who are tired of paying overdraft fees or do not have a bank account. We help cash paying individuals avoid check cashing fees and help them get their money quicker using direct deposit. Our direct deposit can make getting your company, social security, disability check directly to your card quicker.  No minimum balance required. Our MasterCard card users can get cash from any ATM and can be used for online purchases and other places where MasterCard is accepted.

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